Proud Mommy of Queen and Princess: home and living

Showing posts with label home and living. Show all posts

Thursday, November 23, 2023

Increasing Safety and Effectiveness: The Value of GPS Vehicle Trackers

Michelle Lalic November 23, 2023 0 Comments

Beyond just helping with navigation, GPS trackers for cars have become indispensable in today's fast-paced, technologically-driven world. These tiny gadgets are essential for improving the efficiency and security of car ownership. Here's a quick look at why GPS trackers are now a must-have for owners of current cars.

1. Car Security: Preventing car theft is one of the main reasons people use GPS trackers. GPS trackers offer the awful ability to track an automobile in real time in the event that it is stolen. This serves as a deterrent to would-be thieves in addition to helping law enforcement find and retrieve the stolen vehicle quickly.

2. Fleet Administration:

GPS trackers are a potent tool for effective fleet management for companies that own a fleet of cars. Fleet managers can improve overall logistics, monitor driver conduct, and optimize routes using real-time tracking. This reduces expenses while also raising customer happiness and productivity.

3. Emergency Reaction:

Finding a car immediately is crucial in emergency scenarios like collisions or medical emergencies. Emergency services can locate a specific position with GPS trackers, which speeds up response times and may even save lives. This is especially important in rural or unknown regions.

4. Monitoring of Teen Drivers:

GPS trackers are very helpful for parents who are worried about their young drivers. These gadgets may track a driver's location, speed, and driving style, giving parents behavioral insights regarding their child while driving. This facilitates prompt emergency assistance in addition to promoting safer driving.

5. Reduction of Insurance Premiums: GPS tracker installation may result in a reduction in insurance costs. Since these devices lower the danger of theft and increase the likelihood of recovering stolen vehicles, many insurance companies give discounts to car owners who install them.

6. Asset Tracking: GPS trackers are essential for tracking not only automobiles but also other important assets like construction equipment or trailers. This guarantees that companies may keep an eye on the whereabouts of their assets in real time and react quickly to any theft or unlawful use.

7. Maintenance Alerts: A few high-tech GPS trackers have the ability to measure mileage and engine performance. When maintenance is needed, these gadgets can send out alarms, encouraging automobile owners to take proactive measures to maintain the longevity and dependability of their vehicles.

In summary, GPS trackers for cars are much more significant than just convenient. These gadgets have a big impact on overall safety, operational effectiveness, and vehicle security. GPS trackers will probably be installed in automobiles on a wider basis as technology develops, indicating their essential function in contemporary car ownership.

Monday, April 10, 2023

Same-day Grocery delivery and pick-up service

Michelle Lalic April 10, 2023 0 Comments

In today's fast-paced world, many people don't have the time or energy to go grocery shopping. Fortunately, Instacart offers a solution by providing an online grocery delivery service that allows you to get your groceries delivered right to your doorstep. Here's everything you need to know about Instacart:

What is Instacart?

Instacart is a same-day grocery delivery and pick-up service that allows you to order groceries online from a variety of retailers and have them delivered to your door in as little as an hour. With Instacart, you can shop from local grocery stores, as well as national chains like Costco, Kroger, and Whole Foods.

How does Instacart work?

Using Instacart is simple. First, you'll need to create an account on the Instacart website or app. Then, you can browse the available stores and products, add items to your cart, and choose a delivery time that works for you. Instacart's personal shoppers will then pick up your items and deliver them to your doorstep.

What are the benefits of using Instacart?

One of the main benefits of using Instacart is the convenience it offers. You can avoid the hassle of going to the grocery store, dealing with crowds, and waiting in long lines. Instead, you can order groceries from the comfort of your own home and have them delivered right to your door.

Instacart also offers a variety of other benefits, such as:The ability to shop from a variety of stores, including local and national chains.

Same-day delivery options, allowing you to get your groceries as soon as possible.

The ability to track your order in real-time, so you know exactly when your groceries will arrive.

A wide selection of products, including fresh produce, meat, and dairy.

The option to reorder your favorite items with just a few clicks.

Is Instacart available in my area?

Instacart is available in hundreds of cities across the United States and Canada. To find out if Instacart is available in your area, simply visit the Instacart website or app and enter your zip code.

How much does Instacart cost?

Instacart's pricing varies depending on factors such as the store you're ordering from, the size of your order, and the delivery time you choose. However, you can expect to pay a delivery fee, as well as a service fee that covers the cost of Instacart's personal shoppers.

Overall, Instacart is a convenient and reliable way to get your groceries delivered right to your door. With a wide selection of stores and products, same-day delivery options, and real-time tracking, Instacart is a great option for anyone looking to save time and avoid the hassle of grocery shopping.

Thursday, September 23, 2021

5 Basic Terms That You Need To Know Before Applying For A Home Loan

Michelle Lalic September 23, 2021 0 Comments

The most common way to purchase a house in the Philippines is through a loan from lending institutions. It offers different payment terms and conditions, amounts, and duration for Pinoys that may not be able to pay the house in full upfront. While it’s a great financing option, it may result in the opposite if you finalize your plan without knowing what’s in store for you.

Before applying for a home loan, check this quick list of the basic terms that you need to know.

1. Principal

The principal is the total amount that you borrowed from the lending institution. It’s the main factor in calculating your monthly payments. Every time you repay your loan, a portion of it is dedicated to the principal. A lot of lenders deduct the principal early on in your loan, and the interest for the remaining duration of your loan term.

2. Interest Rate

Interest rate is the percentage that the lenders charge for letting you borrow their money. In public lending agencies like Pag-IBIG, the interest rate ranges between 5.750% and 9.875% depending on your terms. Private lenders such as banks charge an interest rate as low as 1.25% to 9.50% depending on the fixed term years.

3. Loan term

Tenure, also known as the loan term, refers to the duration that you and lenders have agreed upon to make loan repayments. Within the loan term, you have to pay the balance, including the principal and interest rate, in full. Depending on the lending institution, the tenure can range anywhere from 2-30 years. The longer the term, the higher the interest rate.

4. Down Payment

Most housing loans let you pay a down payment to reduce your principal amount. It’s paid upfront when you take out the loan. Some lenders may not require a down payment, especially when the principal is low. Nonetheless, most lenders allow down payments up to to 20% of the principal amount.

5. Default

For any reason that you fail to pay your monthly repayments, a default happens. When you finalize your housing loan, you’re bound by the law to pay the agreed amount within the timeframe indicated in your terms and conditions. Some lenders can be more lenient, considering several missed payments to be a default.

One of life’s necessities is having a home, but have you ever had a place you can call your own? Here in BellaVita, we will highlight to you the importance of one of our brand pillars, Sakto sa Bulsa, or in other words, affordability.

In a time of great uncertainty, a voice of knowledge and reassurance can make all the difference. "Stay home" has been the consistent mantra of the pandemic, and having a home you love where you can safely shelter in place feels more important than ever. Our mission in BellaVita, to provide a quality and affordable living experience to the Filipino people, remains true and the same especially during times like this.

Having said that, we are focused on fulfilling our mission by offering a house and lot for as low as P450,000 with a 22-square meters floor area and an average lot area of 36 square meters. It only takes Php 3,500.00 out of your wallet or bank account to reserve a unit with BellaVita. Monthly amortization for as low as Php 1,887 or just about P60 per day, cheaper than branded coffee or milk teas. Spending on your own home is a better investment, don’t you think?

BellaVita offers one of the lowest prices you'll ever see in the market. Furthermore, you can choose between Pag-IBIG or a bank to finance your dream investment.

For more details about BellaVita, please visit our Facebook page (https://www.facebook.com/BellaVitaLandCorp)

Monday, May 31, 2021

Purefoods New Products - Pork Katsu, Chicken Katsu and Spicy Chicken Nuggets

Michelle Lalic May 31, 2021 0 Comments

Torn between preparing a nice meal for the family but not enough time to start from scratch? Don’t worry! You can now spend more time with the family and less time in the kitchen with new ready-to-heat Pork Katsu, Chicken Katsu, and Spicy Chicken Nuggets from Purefoods!

How does “tonkatsu meal for the family in just 8 minutes” sound like?

Now, you can enjoy the crispness and juiciness of Pork and Chicken Katsu and experience Japanese cuisine right in the convenience of your home! Just pop frozen in the oven for 8 minutes or fry for 2-3 minutes.

Level up the katsu experience resto-style with these Eats-so-easy ideas!

One, serve katsu with some thinly shredded cabbage and sesame dressing, crushed toasted sesame seeds mixed with the free packet of katsu sauce. and a lemon slice to garnish.

Chicken Katsu with shredded cabbage

Pork Katsu w/ shredded cabbage

Two, whip up an easy curry sauce with Japanese curry paste, coconut milk, diced potatoes and carrots and drizzle on katsu.

Easy Chicken Katsu w/ Curry sauce

And third, go All American-inspired and serve katsu with BBQ seasoned French fries and ketchup or sour cream-bleu cheese sauce.

Spicy Chicken Nuggets w/ BBQ Fries

For more recipes, you can visit homefoodie.com and its social media platforms @HomeFoodiePH

Purefoods Pork Katsu, Chicken Katsu, and Spicy Chicken Nuggets are available in leading supermarkets nationwide.

Friday, April 16, 2021

3 Reasons Why You Need Outdoor Furniture And Decors

Michelle Lalic April 16, 2021 0 Comments

This post contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

When we say furniture and decors, people would normally think of it found indoors. But nowadays, home designing includes outdoors and it's kind of in demand. Those who love to stay outdoor for sightseeing with beautiful scenery, family gatherings or just enjoying the day swimming outdoor, may put little value on this furniture that may be as useful as those we used inside our homes. Below are 3 reasons why you need this kind of furniture.

1. Spending time outdoors is fun. There are a lot of activities to do outdoors with your family and friends such as swimming, playing games, and picnic. Spending time with them is a great bonding moment and having good outdoor furniture could provide you the comfort that you need while you rest. There are different types to choose from and could be ideal whether you are putting it in your patio, or any place that serves as an outdoor living area. Check out this Arhaus' new Outdoor Collection:

Bal harbour outdoor teak modular sofa with flange

Inspired by the clean-lined silhouettes of contemporary indoor sectionals, our Bal Harbour Outdoor Sectional features deep seats for hours of comfortable lounging. This collection’s simple yet versatile three-piece design is adaptable to any space regardless of size. Handcrafted frames are built using natural teak, a beautiful hardwood perfectly selected to endure the elements year-round while adding an organic framework to your outdoor living area. Beautiful natural finishes gracefully fade to a silvery grey patina during the first year of use, acquiring an elegantly weathered appearance.

Aside from the sofa, they also have chairs, chaise lounges, dining tables and bars, dining chairs and barstools, umbrellas, fire pits and tables, and a lot more.

2. Adding design to your house. The first thing that visitors see is the outside of your house. Adding some furniture and decors will give them a good vibe and gives your house a good look as soon as they arrive at your home.
As long as you are creative enough, you can even use simple sectional outdoor furniture to add more design to the overall appearance of your house.

3. Useful. Outdoor furniture could be very useful if you want to hold special occasions or events outdoors. Whether you are having a picnic or a pool party, having furniture is important especially if you have a lot of guests to accommodate. No need to rent some.

Build Your Outdoor Oasis With Arhaus Today!

All of us can be creative when it comes to our home. Adding furniture both indoor and outdoor is not hard to do and they serve a lot of different purposes. Experiment using different designs and decors or ask for some help from professionals. Outdoor furniture could be simple, it could be colorful, and it could be fun.

Saturday, February 13, 2021

Five Things To Consider When Looking For An Apartment or House For Rent in New York City

Michelle Lalic February 13, 2021 0 Comments

What is your dream place to live? I would like to share with you guys that I dreamed of living or experience the life in New York City.

New York City in New York is the largest city in the United States. As of 2019, its population was estimated as 8,336, 817. New York, nicknamed the "Big Apple" and the "City That Never Sleeps" is a reknown center of business and finance, entertainment, media and culture, home to many famous buildings, as well as containing the headquarters of the United Nations.

Apparently, there's a lot of opportunity to grab and grow. To live there you must consider a lot of things like: rent, location, size, consider a month-to-month rental, get rid of 75% of your belongings and it's really expensive but you can still enjoy the beaches. You don't need to own a car because people walks very fast.

Here are the five things to consider when looking for an apartment:

1. Determine how much you are willing to pay for the rent. You will consider how much you earn. Some landlord or agents will asked for proof of income if you can pay for the monthly. Start saving now, it's for the better.

2. Get help with online apartment search sites. There are so many sites to look for renting places. You may start at Zumper, it's one of the many reliable sites to browse beautiful and affordable places to live in.
3. Look at an apartment after office hours and during weekends. This will give you the feel of how noisy or how comfortable the neighbourhood is.

4. Check the grounds and the location, even the trash bins, where are they placed? How clean and tidy is the place. If you can't stand the smell and sight in the first few seconds, don't even bother thinking about renting the place, even if the budget is right.

5. Check the local utilities about the average payments and costs made by the other apartments. This would give you an idea on the condition of the gas input and the electric consumption. Check also the insurance of the property and how often the rent increases and what percentage so that you know all the details before moving in.

We will also talk about the rent market research in New York City. If you don't have enough money to buy your own house, renting an apartment is the best option.

According to Zumper, the average rent for a 1-bedroom apartment apartment in New York, NY is currently $2,420. This is a 19% decrease compared to the previous year and the average rent for a 2-bedroom apartment decreased by -7% to $2,500.
Over the past month, the average rent for a studio apartment in New York increased by 5% to $2,100.

The occupied housing units were 68% for Renter-occupied Households and 32% for owner-occupied households.

There are 6,674 available for 1 bedroom apartment for rent, 3,589 available for 2 bedrooms, 2,074 for 3 bedrooms and 730 for 4 bedrooms apartment for rent.

The most affordable neighborhoods in New York are Hollis where the average rent can go for $2,200/month, Fordam Heights for $2,300/month and Cypress Hills for $2,395/month.

So, what's Zumper?

Zumper is used by millions of renters to find houses, rooms, condos, or apartments for rent.

Apply online

Submit digital rental applications and credit reports with Zumper's screening service, powered by TransUnion™.

Quality listings

Our inventory is updated in real-time, so you'll always see new rentals on Zumper first.

Realtime alerts

Filter by location, price range, bedroom count, pet-friendly, or amenity and set an alert to get notifications when a new listing is posted.

Sunday, January 17, 2021

How To Turn Your House Into An Asset While Still Living In It Permanently

Michelle Lalic January 17, 2021 0 Comments

Canva

Houses are a huge liability because they can easily drain your money. Keeping your home means paying for maintenance, repairs, and utilities. Plus, a house requires you to pay taxes and other mortgage costs.

It’s hard to make your home an asset, especially if you live in it full-time. However, it’s not impossible. There’s plenty of easy processes to make your home into a money-making machine while still living in it permanently. Here are simple ways to do it.

Grow your own food

Have a yard where you can convert it into a garden? Grow your own food now! This saves you money from buying herbs like basil, rosemary, oregano, and more. If you have some extra produce, you can sell them to your friends and neighbors. If you have a larger yard, tend some livestock like pigs, cows, and chickens.

This not only saves you money from the expensive groceries but generates income by selling them too! Although, you may have to care for these plants and animals before you can reap money from them.

Open a sari-sari store

Want a business that you can operate and monitor at home? Try opening a sari-sari store! Sell anything from food, toiletries, supplies, and other essentials. Your options are endless as to what you can sell to the community. There’s some stuff you can sell such as mobile load, liquor, cigarettes, and more — they’re always best-sellers!

It’s important to remember that opening a sari-sari store may require you to process legal papers from your barangay and municipal or city hall. You may also have to process your taxes and pay your government contributions yourself.

Start a business at home

If you’re working in an office full-time, you may still use your home to generate money. Online businesses have become extremely popular nowadays. Depending on your line of business, you can use your home as a warehouse or a factory. Simply list your products on different online marketplaces and you’re good to go.

Otherwise, working from home can also turn your home into an asset. By utilizing your home as your office, you can essentially turn your house into an asset.

Rent out your spare room

Got some extra room you can rent out? Sharing your space with a stranger may not be for everyone, but it can earn you some good money. You may also have to redecorate or refurbish parts of your house, including toilets and common living. But, this is all worth it considering that rental income can basically pay for the house expenses in the long run.

As the landlord, you may have to keep the maintenance and pay for repairs. You may also have to be careful about living with other people. Of course, it’s great if you trust people you’re co-living with, but it’s not too bad to be extra wary.

For affordable homes and friendly communities, choose BellaVita — Sakto Sa’yo! For more inquiries about BellaVita homes and location, visit BellaVita, or send a message through Facebook.

Saturday, January 16, 2021

Find the path to a better new you with P.volve in New Year 2021!

Michelle Lalic January 16, 2021 0 Comments

**I was compensated for this post. This post also contains affiliate links and I will be compensated if you make a purchase after clicking on my links.

This year 2021, why not start making your dream resolution come true to attain the perfect shape that you always desired? Wanting a perfect shape or reaching a fitness goal is not just because of obesity but also for people having health issues. As we continue to battle the pandemic, we need to be more cautious and look after ourselves.

This is the time when you should put your exercise regime on the priority list and take out time to escape from stress and keep your body fit and healthy. Find the path to a better you with P.volve in 2021.

P.volve is an accessible fitness method that connects the mind to the muscle to help everyone look and feel their best. Our resistance-based, high-intensity, low-impact movements strengthen, sculpt, and energize the entire body.

P.volve has a guiding principle and that's to train functionally, engage consciously, move diversely, rotate actively, exercise progressively, and connect mindfully.

They offer a full-body workout program that goes wherever you go—whether it’s streaming a workout from home, taking a 55-minute class in one of our studios or a one-on-one private training session.

For motivation that some of us may be looking for, I want to share with you the story of Megan.

A model, MBA student, and full-time entrepreneur who isn’t afraid to hustle, Megan thrives on movement, travel, and feeling confident in her own skin.

WHAT SHE WANTED TO CHANGE

For years, Megan’s scoliosis limited her ability to truly commit to a fitness method. She was seeking a change she thought might be impossible to find: a consistent workout routine that made her body feel better every day and look better in the long run.

For the first time ever, Megan was able to trust in the method, equipment and movements that would bring better mobility and flexibility to her body.

Years ago, Megan was told that abs weren’t possible due to her scoliosis. With deep core activation and form feedback from trainers, she was able to get more defined abs that she’s never seen before.

Start now with 30% off all kits.

These are the equipment you need to help strengthen, sculpt, energize, and help you feel your best.

Start Streaming with P.volve anywhere or at home with 14 days trial and you can choose from 200+ exercise videos, structured fitness plans, and more.

P.volve works your body from the inside out using functional movements and full-body resistance training. The results? A strong, sculpted physique and increased mobility, posture, and balance to improve your everyday life.

Physical fitness is the key to help us look and feel energetic and do our best. A good fitness program allows us to do our work with full strength and keeps us active to perform tasks and spend quality time with our family and friends. Fitness training is the foundation of good health and overall well being.

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Thursday, November 23, 2023

Monday, April 10, 2023

Thursday, September 23, 2021

1. Principal

2. Interest Rate

3. Loan term

4. Down Payment

5. Default

Monday, May 31, 2021

Friday, April 16, 2021

Saturday, February 13, 2021

Sunday, January 17, 2021

Grow your own food

Open a sari-sari store

Start a business at home

Rent out your spare room

Saturday, January 16, 2021

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