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Showing posts with label financial. Show all posts
Showing posts with label financial. Show all posts

Tuesday, December 14, 2021

Have A Merry GCash: Here are the many reasons why Life is G this Christmas!

December 14, 2021 0 Comments

 

GCash brings back the thrill of Christmas shopping, family gatherings over Noche Buena and the tradition of pamamasko with daily rewards and a chance to win over P50M worth in prizes.

 


Everyone surely longs for the warmth that the holiday season brings, especially in a country known to celebrate Christmas as a tight-knit community. Holiday shopping at bazaars and fairs, Christmas carols around the neighborhood, homecoming reunions, pamamasko and gift-giving may have been reduced to a dose of nostalgia for the past year but this time, GCash shows us that we are headed for brighter days! 


This Christmas, GCash, the leading e-wallet platform in the Philippines, is bringing to life these well-loved Filipino Christmas traditions and giving us more reasons to celebrate and be merry. GCash, the undisputed #1 financial app in the country with over 40 million users to date, is inviting everyone to Merry GCash, its biggest and brightest Christmas celebration, with guaranteed daily rewards and a chance to be the first GCash millionaire, digitizing your favorite Filipino Christmas traditions.


Showing that Life Is G during the most awaited season of the year, GCash enables users to share these well-missed holiday experiences with their loved ones, wherever they may be, and delighting them with exciting rewards and deals over the holiday season. 


Mag-Enjoy sa Christmas GLife Tiangge


GCash invites users to experience a more rewarding thrill of fulfilling wish lists and Christmas shopping. No more going through the dreaded Christmas rush, as GLife merchants will offer exclusive discounts and promos open for all users to enjoy! 


Simply click on GLife on the GCash app, select the MerryG category and shop from featured brands and MSMEs.


Globe at Home

Buy Globe at Home Prepaid WiFi LTE advanced modem and get a free TP-link extender

Buy Globe at Home Prepaid WiFi LTE Black Pink themed modem and get a free TP-link extender

Get 50% off when you purchase a TP-link extender

Auntie Anne's

Save as much as P115 when you get the Holiday Bundle, which includes a box of pretzel and 1 liter of lemonade for only P550


Food & Drink: Cafe Calypso, CiderBears, Dream Coffee, Mayani, Taste and Tell MNL

Health & Wellness: EYEPRO, VPharma, Other Options Lifestyle

Home: Shibui, Hamlet Kids Room, Magnificent Marketing, Orion

Retail & Fashion: Aug3 Clothing, Baby Cuddle PH, Bibs Manila, FanLife, Milkwear, Skinni


Mamasko When You Send Love, Send Pamasko


The tradition of aguinaldo will continue to live on even if we can’t physically visit our ninongs, ninangs or inaanaks. With Send Love, Send Pamasko, GCash gives us a convenient and safe way to send love to our loved ones and share blessings with partner charities. Even OFWs who can’t make it home can send their pamasko from anywhere across the globe to anywhere in the country with GCash.


It only takes a few taps to make a difference and make Christmas more meaningful. With Send Pamasko, users can donate in GLife for participating charity partners. Sharing the spirit of goodwill, GCash is partnering with ABS-CBN Foundation, GMA Kapuso Foundation, Save the Children, OFW Family Club, UNICEF and WWF. To send love to these causes close to your heart, select GLife on the GCash app and click on GCash For Good. 


If you are thinking of adding a special Christmas touch to your pamasko for your family and friends, Send Pamasko and Send with a Clip features allow you to use special themes created by partner charities and the GCash Barkada. Simply fill in their GCash number and total amount, add a thoughtful message, select from holiday themes and confirm the transaction to show them how much they mean to you. 


Magsaya With A Chance To Win 50 Million Worth of Prizes


Brighten up your holidays with more chances of winning just by using your GCash app. Catch up and connect with your loved ones this holiday season with the Lucky Load promo. For every PHP 50 worth of transaction through Buy Load on your GCash app, you get a Lucky Load ticket. With each ticket, you get to pick 6 out of 30 icons, and when you match at least 3 icons, you get a share of the pot prize of up to PHP 100,000.


GCash brings you traditional Christmas parols that are not only delightful to watch, but also rewarding to light up. With Shake it Up, Light it Up, users can collect as many parols as they can through the GCash app and light them up for daily discounts and prizes!


For a minimum spend of Php 100 using GCash, users earn one unlit parol per feature per day, which will appear the next day on their Merry GCash page on the app. Users can also ramp up their entries when they transact using GCash Padala, GSave, GInvest, GInsure, GLife and GCredit — serving as multipliers to instantly receive two unlit parols with just one transaction. Simply shake these parols to light them up and reveal their prizes. The first parol will give the user a guaranteed merchant voucher while the other parol entitles the user an entry for a chance to be one of 5,000 winners of the Merry GCash raffle.


Aside from giving away different packages, GCash will give away a Sari Sari Store Showcase to 3 GCash users. During the Grand Draw on Dec. 21, one lucky winner will be the first GCash millionaire. 


While waiting for the raffle draw, GCash users who participate in the Shake it Up, Light it Up will get daily discounts and prizes from partner merchants.


A+ Rewards x foodpanda

60PHP off with a min spend of 300PHP when you order from Jollibee via foodpanda

A+ Rewards x foodpanda

FREE DELIVERY with a min spend of 200PHP when you order from foodpanda

A+ Rewards x foodpanda

40PHP off with a min spend of 200PHP when you order from foodpanda

A+ Rewards x SHEIN

15% off when you purchase from SHEIN (no min spend) 

A+ Rewards x TeraBox

2-week free trial with TeraBox

A+ Rewards 

10PHP off with a min spend of 50PHP when you spend on Alipay+ Store

A+ Rewards x Mobile Legends: Bang Bang In-Game Voucher

30PHP off with a min spend of 200PHP when you make an in-game purchase on Mobile Legends: Bang Bang (Available for both Google Play Store & App Store)

A+ Rewards x Steam

10PHP off with a min spend of 50PHP when you purchase from Steam 

DITO 

P20 load voucher to buy DITO Regular Load or High Speed Data Promo, Min. Spend P199


While the ways we celebrate Christmas have changed over the years, especially during the pandemic, we all know that the greatest gift we can give is connecting and sharing joy with our family, friends, loved ones, and our kababayan in need of love. This Christmas, GCash is one with Filipinos in keeping the Christmas spirit alive with all the holiday surprises and promos it has to offer. All set to have a #MerryGCash? Click https://go.gcash.com/merrygcash and experience the many reasons why #GPaRinAngPasko with GCash!


About GCash

 

GCash (G-Xchange, Inc.) is the #1 Financial App in the Philippines. Through the GCash App, customers can easily purchase prepaid airtime; pay bills at over 600 partner billers nationwide; send and receive money anywhere in the Philippines, even to other bank accounts; purchase from over 2.5M partner merchants and social sellers; and get access to savings, credit, insurance and invest money all at the convenience of their smartphones. GCash is a wholly-owned subsidiary of Mynt (Globe Fintech Innovations, Inc.) since 2015.

 

GCash was recognized by The Asian Banker (TAB) in 2021 for its outstanding digital financial inclusion programs impacting more than 46 million Filipinos in the country today.

 

Sunday, July 12, 2020

Calculating your Savings!

July 12, 2020 0 Comments
Most of the time, the hardest thing to do is to start simply about saving money. A lot of people struggle to start when to save lots of money for future goals such as vacation, emergency funds, or retirement. As for this pandemic issue, people should realize that saving money is really important so that when we face again this kind of problem, we are all ready and good to go. No need to ask for government assistance. 

I would like to share with you some ways to save money and how to calculate it.

1. Record your expenses. Keep track of all your expenses. List down your monthly bills so that you'll know how much and where your money goes. Decide which one to let go of.

2. Create a budget. Once you've got a plan of all your expenses, you'll be able to create your budget for the month and it should be served to your income. Your income must be divided into expenses, savings, and other emergency matters.

3. Plan on Saving Money. Now that you've created a budget, be determined to put away 15-20% of your income. If your expenses are too high that you can't save money, simply pick all the non-essentials. Lessen the times you spend money eating out and buying branded stuff. 

4. Choose something to save for and decide your priorities. One of the simplest ways to save lots of money is to set a goal. Maybe you want to go to Korea someday for a one week vacation or planning to buy a car, then find out how long it'd take you to save for it. If you would like help determining a timeframe, there's this site that will help you calculate your savings, it's called Pigly

This calculator makes it easy to figure out how much interest an investor will earn from a one-time deposit, a series of regular deposits, or both. This calculator does not account for inflation or income taxes. If you would like to factor those into your calculation please use this calculator.




5. Watch your savings grow.  Always check your progress each month, so that you'll be able to fix issues quickly. 

Saving money can be easier than you think. Start small and make short-term goals. And be productive and think of more ways to earn money so that you can save lots of it. Happy saving everyone!

Sunday, May 3, 2020

Savings, Budgeting and Frugal Living Calculation Tools

May 03, 2020 0 Comments

I am a mom for nine years now and I can say that life is not easy. Going 7 years now that I decided to stay at home and be a full-time mother. I resigned from being an accounting staff which was our source of income. I only earned a minimum rate that can only provide for my daughter's needs, fare and some food to eat. We didn't have our own house, we stayed at our inlaws so I was grateful we're not obliged to pay for bills such as electricity, water, internet, and rent. But as time went by, I realized that it was not being practical. It was that we were not able to stand on our own. We should do something and keep doing our best to live the way we really want. 

As I always said to my previous post, my husband decided to work abroad but only earned a minimum wage too. So to make the story short, I don't want to just stay at home and doing nothing, I want to help my husband. I started to look for something that I can have free items not for myself but for my kids. I joined giveaways and contest online - Facebook, Twitter, Instagram, and Blogs. I, fortunately, won some that I can't imagine I was able to have. I called it being frugal. I did not spend money getting those items I won online. I also started blogging and found out that I can somehow make some money. Not that big but at least I can earn extra. So what I did, I saved that money I earned from blogging. Our expenses such as food to eat (grocery for my kids' supplies in school), fare for school service, tuition fee, government remittances ( SSS AND PAG-IBIG), and whenever we go out or we visited my parents - that's where my husband's remittances were spent. 
I won a month's supply of diapers.

I am the kind of mom that I must think to "save" rather than "spend". I don't buy new clothes, shoes or whatever I want. What I always thought, I have to spend the money on what we really need. I considered my self lucky because I have sisters and inlaws that gave us presents especially my children. They gave us new clothes, shoes or food to eat. So I rather save money instead of buying everything that I already received from generous people around us, so that when the time comes like this Pandemic (Covid-19) or any emergency I have some money to keep us going. That's the power of budgeting and save a lot, we can go on with our lives even without the help of government or anyone during times of crisis. 

I shared this because I want my co-mommies and daddies to be wise, let's start saving, budgeting, and be frugal when this pandemic ends. I really prayed a lot that the World comes back to normal. So that we can go back to usual, working, chatting with friends, reunion or gatherings, going to the beach, traveling and so on. If you have a lot of savings, yes you can do whatever you like but let us consider this "when you save money only in order to spend your money, you are not saving your way to success." 

I found out that there's an online tool that can help us to calculate our savings and budgeting, their site Calculator.me is quite broad so there are many relevant opportunities. Calculator.me is all about saving, investing, and frugal living which will help you calculate interests in investments, loans, mortgage, and even tax and inflation. If you visit their site, you will learn a lot of topics more about finances.

In this photo, if you spend $5,150.00 on an unnecessary product or service, and you could otherwise invest that money for 10 years, then spending the $5,150.00 could cost you $1,139.18 in foregone interest earnings. This would bring the real price-tag of what you are spending your money on to $6,289.18. So the question you should ask yourself is: Is what I am spending my money on worth $6,289.18?

Saving money to buy an expensive item does not help you reach success. Once the expensive stereo, car, or fancy dress is bought, the money is gone. True saving is when you keep your money, become wealthier, increase your assets and net worth, and then become a financial success because of it. 

Instead of buying your wants or unnecessary spending just to show off, why not invest it and see how much money you will gain in the long run. 

In my part, I paid government remittances like Pag-big every month so that my money will gain the interest of 8% annually. The higher the amount, the higher the dividend that will be added to my savings every year.

In order to have money to save, don't just stick to one income as many people say. You may be working as a minimum wager, but if you have more time, you may start building your own small business. You can be an online seller if you don't have a physical store yet. Be a blogger or vlogger. There are so many things to do to be able to earn. You just have to be patient and have much effort. 

Begin your plan to save correctly, to save more money, to maximize your savings, to change yourself from a "spender" to a "saver," to truly use saving to reach your financial success.

When the time comes you are financially stable, you can now start building your dream house, have a car and travel a lot.

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